YourAgentRG · Preferred Partners

Lenders I Trust
with My Clients

Every lender on this page has been hand-picked for their professionalism, communication, and commitment to helping Central Valley families get into homes. I only refer people I'd send my own family to.

Why It Matters

The right lender is half the battle

A great deal can fall apart with the wrong lender — slow communication, surprise fees, or a last-minute denial. My preferred lenders are vetted for speed, transparency, and genuine care for the client. They speak your language, answer their phones, and show up when it counts.

Christopher Zepeda
Christopher Zepeda
Mortgage Advisor
Generations Home Loans
NMLS #1496202
With over 10 years of experience in the mortgage industry, Christopher is dedicated to helping families achieve the dream of homeownership. Known for fast response times, hands-on communication, and genuine care for every client — he makes the loan process clear and comfortable from start to finish.
FHA VA Conventional First-Time Buyers English & Spanish

🌐 Fluent in English & Spanish

📍 Serving Stanislaus · Merced · San Joaquin Counties

Still Have Questions?

Talk to me about lending

Not sure where to start, or want to talk through your options before reaching out to a lender? That's what I'm here for. I can help you understand the process, figure out the right loan type for your situation, and connect you with the right person.


No pressure — just honest guidance from someone who's been through it with a lot of families in the Central Valley.


Robert Gonzales
CA Licensed Realtor · PMZ Real Estate
DRE #02425173 · PMZ Real Estate · Central Valley, CA